Claims Professional Representative
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Who is Claims Professional Representatives, LLC? CPR Claims is a family owned company with a long history of caring concern for thousands of clients. We are a licensed professional firm that specializes in the preparation, filing and negotiation of property damage claims. Our staff is comprised of former insurance agents, insurance company adjusters, insurance instructors and contractors.

We have many years of experience in the various areas that are involved with your claim. A team of qualified experts will determine the maximum benefits under your policy, and ensure that you receive every penny. Our knowledgeable, prompt, systematic, and meticulous service can make all the difference in the amount and timeliness of your settlement.

Why should YOU consider CPR? CPR is a team of licensed professionals hired by you to serve your interests. We are highly experienced in claims processing. With a combined 100 years experience we have seen every scenario. Over the years we have established relationships with the key people involved in expediting your claim.
Services
We will assist you immediately after a loss.
After the loss has occurred, CALL US IMMEDIATELY.
We will advise you of the "Duties After A Loss, " such as securing the property and protecting it against further damage.
We can provide emergency aid and assist you in making necessary arrangements.
CPR will advise you every step of the way.
We will explain all of your rights, making you aware of deadlines and educating you on all of your options.
We can advise you on business interruption, extra expense or rental income coverage's.
This message comes to you in a time crisis when major decisions and occurrences will determine the outcome of your loss.
The severity of your loss has a broad range in its effect which differs from each person and family.
You are immediately being put in a situation to make a "major decision" that will either benefit you or hurt you financially.
The lnsurance industry is an extreme complex business.
Insurance policies are written in confusing and incomprehensible language.
Misrepresentations and misunderstandings are common and claims practices and claim handling vary widely.
An Insurance claim is not based on exact sciences.
It is subject to negotiation.
An Insurance policy is a contract subject to interpretation.
How your claim is interpreted and negotiated will greatly affect the amount of money you receive or how your property will be restored or replaced.
It is your responsibility to prove your loss.
Any statement or information given to your insurance company adjuster(s) can and will be used against you in the adjustment and potentially in a court of law.
No matter how amicable they are, your insurance company's profit margin depends upon paying you as little as possible to settle your claim.
Letting the Insurance Company Contractor Start Repairs Without Knowing The Exact Price And Scope of Repairs (more information.)
Not Knowing What Your Insurance Policy Means And What Coverage You Have (more information.)
Not Understanding That when The Adjuster Gives You Cash Advance This Amount is Coming Out of Your Final Contents (more information.)
Not Checking References (more information.)
1.
How will this affect your claim?
The loss of detail that occurs without a concise Inventory such as items in cabinets, drawers, shelves, refrigerator, closets, attic, basement or garage can result in thousands of lost dollars.
Why Should I Hire a Public Adjuster?
In 1996 Ina DeLong, the executive director of a Not-For-Profit organization known as United Policyholders based in Oakland, provided her opinion of an insured hiring a professional public adjuster.
She is a former insurance underwriter, independent agent, and claims adjuster who retired from State farm in 1990 after 22 years in the insurance industry.
Her advice is "don't just sit back and let a stranger working for the insurance company make the decisions that affect you!" "Only two of 10 catastrophe victims hire an outside adjuster to represent their interests following a major loss, but for those who do, the payoff is far higher; two and one-half times as much by my estimates!"
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